Everyone wants a "bargain" or a "deal" and therefore many believe that 'Foreclosures' or 'Power of Sale' properties will provide that for them. In Canada 'Power of Sale' is much more common than "Foreclosures'.
'POS' properties contrary to popular belief are NOT being sold just for the outstanding mortgage value. The mortgage holder or lender has a fiduciary duty to get as much money for the delinquent home owner as the market will bear. Therefore care must be taken to observe any number of things that could mean you end up paying more $$$$ than for a 'resale' home...read on
Quick Kitchen Makeover
Sometimes a kitchen makeover can be achieved with some simple cosmetic changes, rather than a complete redesign of the actual floor plan. Read more >>
Traditional Cleaners & Stain-removers
for a Greener Household
Many conscientious consumers want cleaning products that perform well without causing undue harm to the environment (or the pocketbook). Here are some simple, old-time cleaner/stainremoval solutions to consider – but be sure to consult mixing instructions, and always test remedies on safe, inconspicuous areas.
White Vinegar: When diluted with water, it can be used to deodorize and disinfect cookware, countertops, sinks, tubs and toilets (avoid marble and tile grout). Its odor does not linger.
Baking Soda (Bicarbonate of Soda):When mixed with water, this mild powder can remove stains from pots and pans, oven glass, refrigerator interiors, stovetops and tile.
Lemon Juice: It can be safely used to lighten stains and cut grease. It also cleans tarnished brass, copper, bronze and aluminum. (Do not use on silver).
Glycerine: As a natural emulsifier, it can be mixed with oil-based stains and other compounds to help “lift” them off a surface.
Hydrogen Peroxide: When diluted, it is a mild alternative to chlorine bleach and can be used for stain removal and mild bleaching of natural fabrics.
Home Insurance Helps Manage Risk
The days when home insurance needed to cover only fire and theft are long gone. Nowadays, there are many different types of policies covering a wide range of insurance needs, from accident and liability, to income and mortgage protection, and even natural disasters and title fraud.
For this reason, all homeowners should know the coverage they have and the options available. If you feel your policy needs to address a broader range of coverage to adequately protect you, your family and your guests, it is important that you call your agent for a frank discussion, and investigate competitive policies.
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REALTOR.ca (formerly MLS.ca) is the most visited real estate website in Canada. On average, approximately 350,000 properties at any time are listed. A new FREE Mobile App brings this feature-rich website to the mobile world directly from Canadas 100,000 REALTORS® and more than 100 real estate Boards and Associations.
Consumers today expect portable information. This free application brings Blackberry & Apple iPhone users the features and functionality of the REALTOR.ca website, as well as some interesting device-specific features.